中国少年儿童人口基本医疗保险缴费率分析

少年儿童人口基本医疗保险缴费率是指把少年儿童人口纳入基本医疗保险体系后,从社会平均水平看,在一定时期内(通常为一个月)参与基本医疗保险的少年儿童抚养人口所缴纳的基本医疗保险费占其工资的比重。少年儿童人口基本医疗保险缴费率要与基本医疗保险的功能相适应,也就是要有利于保障居民的基本医疗安全,要与经济发展水平相适应,要有利于资源的充分利用和资源的优化配置。本文构建了少年儿童人口基本医疗保险缴费率模型,根据模型对少年儿童人口基本医疗保险缴费率做了测算,分析了少年儿童人口基本医疗保险缴费率选择的政策含义。

Analysis on the Premium Rate of Children Basic Medical Insurance in China

Premium rate of children basic medical insurance refers to the proportion between premiums of basic medical insurance that policyholder namely insurants who foster children pay and wages in one period(generally a month) form the viewpoint of social average level after children become the insurants of basic medical insurance system.The premium rate of children basic medical insurance should adapt to the basic function of basic medical insurance,namely it must guarantee the resident's basic medical security,adapt to the economic development and contribute to the fully use and optimum allocation of resource.The premium rate model of children basic medical insurance is constructed.Furthermore,this model provides a measuring of the premium rate of children basic medical insurance and gives some policy implications.