发展消费信贷 促进需求增长

随着我国经济的发展，我国买方市场格局已初步形成，居民消费需求对国民经济发展的影响不断增大。从现实情况来看，消费率过低而储蓄率过高，将可能严重制约我国国内市场需求的发展。因此大力发展消费信贷，实行鼓励消费政策，达到扩大内需，带动经济持续快速增长目标，应是我国政府当前经济政策调整的基本取向。

Stimulating Demand by Developing Consuming Credit

With the development of economy, China has basically formed a buyers' market system, and consumers' demand has an increasing impact upon the development of our national economy. A low consuming rate and a high savings rate may restrict our domestic market demand. Therefore, the basic direction of our economic policy adjustment should be developing consuming credit and encouraging consumption, so that our domestic demand can be enlarged and our economy can be developed steadily and quickly.