商业银行授信业务管理存在的问题及其对策

随着国家宏观调控政策的继续延续和推进，企业经营的不确定因素继续增加，商业银行授信管理方面仍需完善。本论文研究商业银行授信业务管理问题。文章从四个方面阐述了存在的问题，并分别从内在原因和外在原因两方面来说明造成商业银行授信业务管理问题的主要根源。最后针对性地提出了加强商业银行授信管理的对策。

in the Commercial Banks and Their Countermeasures

Along with the continuous advancement of state policy of macro control, the uncertain factor in the enterprise business is on the rise and the credit management in commercial banks demands improving. This thesis deals with the credit management in commercial banks. It expounds the existing problems from four aspects. And then it explores the main sources from the intrinsic and extrinsic perspectives which result in the problems ofcrdit management in commercial banks. Finally, it brings forward the relative countermeasures of improving the credit management.