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以房养老探索研究
引用本文:陈素琴.以房养老探索研究[J].哈尔滨学院学报,2010,31(11):48-51.
作者姓名:陈素琴
作者单位:中共连云港市委党校科技文史教研室,江苏连云港222000
摘    要:以房养老是西方发达国家一种成熟的养老保障方式,可以成为我国养老保障模式的一种补充,是具有多重主体的复合体。目前在我国,其操作层面存在诸多难题,文章从房产权、代理机构、房产评估与寿命预测、资金支付与购回房产等方面探讨了我国的以房养老模式。

关 键 词:以房养老  代理机构  寿命预测  风险投保

House Property As the Living Means for One's Old Age
CHEN Su-qin.House Property As the Living Means for One's Old Age[J].Journal of Harbin University,2010,31(11):48-51.
Authors:CHEN Su-qin
Institution:CHEN Su-qin(Lianyungang Committee Party School,Lianyungang 222000,China)
Abstract:Using house property as the living means for one's old age is a mature practice in western countries,which is feasible to be an additional choice for the case in China.Since there are still many difficulties in terms of practice,the model is discussed concerning aspects,such as building property right,agency,real estate appraiser,pay and so on.
Keywords:using house property as the living means for one's old age  agency  estimating the service life  risk insurance
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