|
|||||
|
|
| 我国小额贷款公司的作用、评价与发展策略研究 | |
| 引用本文： | 董鹏,邓镇,张晓,刘旭东,储冠群,欧阳爱辉.我国小额贷款公司的作用、评价与发展策略研究[J].洛阳师范学院学报,2012,31(9):95-98. |
| 作者姓名： | 董鹏 邓镇 张晓 刘旭东 储冠群 欧阳爱辉 |
| 作者单位： | 1. 卡莱（梅州）橡胶制品有限公司计划部,广东梅州,514759 2. 南方都市报记者部。广东广州510000 3. 浙江海洋学院经济管理学院,浙江舟山,316000 4. 太原科技战略研究院研究室,山西太原,030009 5. 湖南大学法学院,湖南长沙,410012 6. 湘潭大学法学院,湖南湘潭,411105 |
| 摘 要： | 小额贷款公司推动了金融组织体系的创新,满足了部分民间资本的合理诉求,遏制了民间非法借贷的蔓延,也为社会提供了专业信用信息服务。但是小额贷款公司在目前的发展中面临着性质定位、监管体制、资金来源、经营风险和技术支撑等方面的约束,影响其可持续发展。政府要促进其更加规范化发展,制定相应的法律法规,采取健全制度、改善发展环境以及创新经营模式等一系列措施加以解决。 |
| 关 键 词： | 小额贷款公司 制约因素 发展策略 |
Chinese Small Scale Loan Company Evaluation and Development Strategy Research |
|
| Institution: | DONG Peng1,DENG Zhen2,ZHANG Xiao3,LIU Xu-dong4,CHU Guan-qun5,OUYANG Ai-hui6(1.Carlisle(Meizhou) Rubber Manufacturing Co.,Ltd,Meizhou 514759,China; 2.Southern Metropolis Daily Reporter,Guangzhou 510000,China; 3.School of Economics and Management,Zhejiang Ocean University,Zhoushan 316000,China; 4.Research Office,Taiyuan Science and Technology Strategy Academy,Taiyuan 030009,China; 5.Law School,Hunan University,Changsha 410012,China;6.Law School,Xiangtan University,Xiangtan 411105,China) |
| Abstract: | Small loan companies facilitate the innovation of financial organization system,satisfy the demands of public savings,curb the spreading of illegal lending and borrowing,and provide the public with professional financial information.However,these small loan companies are now faced with various problems,including trade identity orientation,supervision system,sources of funding,operational risks and technical support.The sustainable development of small loan companies is challenged.The government is supposed to implement a series of measures,including more standardized development of this trade,relevant regulations to build up a robust system,improving trade development environment,innovating management approaches. |
| Keywords: | small loan company constraint development strategy |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ | |