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信息不对称视角下民间金融向正规金融的转化研究
引用本文:兰秀文.信息不对称视角下民间金融向正规金融的转化研究[J].未来与发展,2012,35(3):47-49,46.
作者姓名:兰秀文
作者单位:内蒙古财经学院,内蒙古呼和浩特,101170
基金项目:内蒙古自治区高等学校科学研究项目(项目编号:NJ09132)
摘    要:本文基于信息不对称理论的观点,将我国民间金融分为三种形态,一是简单形态;二是中间形态;三是专业形态。目前,正规金融与民间金融并存,交互发展。本文分析了各类民间金融形式之间的区别与联系,认为正规金融是专业形态民间金融的转化,并论证了专业形态民间金融向正规金融转化的形式。

关 键 词:信息不对称  民间金融  正规金融  转化

Research on Transformation from Private Finance to Formal Finance in Perspective of Asymmetric Information
LAN Xiu-wen.Research on Transformation from Private Finance to Formal Finance in Perspective of Asymmetric Information[J].Future and Development,2012,35(3):47-49,46.
Authors:LAN Xiu-wen
Institution:LAN Xiu-wen (Inner Mongolia Finance and Economics College,Huhhor InnerMongolia 010070,China)
Abstract:Based on the point of view of asymmetric information theory,private finance in our country is divided into three forms: simple form;intermediate form and professional form.Nowadays the formal finance and private finance coexist,develop mutually.This paper analyzes the difference and connection between various types of private finance,thinks that formal finance is the financial professional transformation and demonstrates a form of professional form of private finance into the formal finance.
Keywords:Asymmetric information  Private Finance  Formal Finance  Transformation
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