农村民营金融:发展逻辑、成长可能性与制度保障

中国农村金融体制改革进展缓慢，影响了农村社会经济的发展。本文在总结中国既有的经济体制改革的经验基础上，指出中国农村金融体制的改革应该与经济体制改革的逻辑相一致，发展农村民营金融是农村金融体制改革和深化的必然选择，分析了发展农村民营金融的可能性，提出了发展农村民营金融的制度保障措施。

Private Finance of Rural Financial Institution Change in China

Reform of rural financial systems makes slow progress in China, and it has influenced the development of rural society and economy. Based on summarizing the experiences of past reform of economics systems, the paper insisted that reform logic of rural financial systems should be the same as that of economics systems. It is an inevitable choice of reforming and deepening rural finance to develop rural private finance. The paper also analyses the possibility of the growing in rural private finance, and points out the institutional guarantee of developing rural private finance.