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| 我国小额贷款公司的评价与发展策略研究 | |
| 引用本文： | 董鹏,张晓,刘旭东,储冠群.我国小额贷款公司的评价与发展策略研究[J].云南电大学报,2012,14(2):60-64. |
| 作者姓名： | 董鹏 张晓 刘旭东 储冠群 |
| 作者单位： | 1. 卡莱（梅州）橡胶制品有限公司计划部,广东梅州,514759 2. 浙江海洋学院经济管理学院,浙江舟山,316000 3. 太原科技战略研究院研究室,山西太原,030009 4. 湖南大学法学院,湖南长沙,410012 |
| 摘 要： | 小额贷款公司的信贷业务具有手续简便、机制灵活、放款速度快等特点,在解决中小企业融资难、规范民间信贷、促进中小企业发展中起到了重要的作用,然而,小额贷款公司在机构定位、监管体制、法律依据与核心规则等方面存在的问题却影响其进一步的可持续性发展,因此,政府应该制定相应的法律法规,采取健全制度、改善发展环境以及创新经营模式等一系列措施,促进小额贷款公司更加规范化发展。 |
| 关 键 词： | 小额贷款公司 制约因素 指导意见 发展策略 |
Study on the Strategies for Evaluation and Development of Small Loan Companies in China |
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| Institution: | DONG Peng1,ZHANG Xiao2,LIU Xu-dong3,CHU Guan-qin4(1.Dept.of Planning,Carlisle(Meizhou) Rubber Products Co.,Meizhou,Guangdong,514 759; 2.School of Economics and Management,Zhejiang Ocean University,Zhoushan,Zhejiang,316 000; 3.Research Office,Taiyuan Institute of Science and Technology Strategic Studies,Taiyuan,Shanxi,030 009; 4.Law School,Hunan University,Changsha,Hunan,410012) |
| Abstract: | The credit operation of small loan companies is simple,flexible and fast to loan,which play an important role in solving the financing difficulties of small and medium-sized enterprises(SMEs),and can regulate private credit and promote the development of(SMEs).However,the small loan companies have the problems in the body positioning,regulatory system,legal basis and core rules which affect its further sustainable development.For this,the government should enact appropriate laws and regulations,make a sound system,improve development environment and innovate business models so as to promote the small loan companies to be developed in more standard way. |
| Keywords: | small loan company constraints guidance development strategy |
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