| 次贷危机下我国商业银行房贷业务的思考 |
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| 引用本文： | 李成.次贷危机下我国商业银行房贷业务的思考[J].嘉应学院学报,2009,27(1):69-72. |
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| 作者姓名： | 李成 |
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| 作者单位： | 新疆财经大学金融学院,乌鲁木齐,830012 |
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| 摘 要： | 2007年美国的次贷危机的爆发使美国金融界受到了一次极大的震荡,甚至可以说是行业"洗牌",许多银行和投行都受到影响。本文分析了中美住宅抵押贷款风险的共性,并提出了我国商业银行应从危机中受到的警示。
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| 关 键 词： | 次贷危机 商业银行 房贷业务 |
The Thinking of Housing Mortgage Loan Business in Commercial Banks of China with the Background of Sub-prime Mortgage loan Crisis |
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| LI Cheng.The Thinking of Housing Mortgage Loan Business in Commercial Banks of China with the Background of Sub-prime Mortgage loan Crisis[J].Journal of Jiaying University,2009,27(1):69-72. |
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| Authors: | LI Cheng |
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| Institution: | Xinjiang University of Finance and Economics;Financial Institution;Wulumuqi 830012;China |
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| Abstract: | In 2007,the sub-prime mortgage loan crisis which bursted out in the United States shocked its financial world and even reshuffled all the sectors.A large number of commercial banks and investment banks have been effected.Drawing lessons from the crisis,the author has analysed the commonness of housing mortgage loan both in United States and in China,and puts forward what the commercial banks in China should learn from the crisis. |
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| Keywords: | sub-prime mortgage loan crisis commercial bank housing mortgage loan business |
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