开展农业物流金融业务是农村小微金融机构控制风险的有效方法

农村小微金融机构可以通过开展物流金融业务来有效控制风险。文章结合我国农村物流结构及农村物流金融业务的开展模式来论述农村降低物流金融风险的机理。改善农村小微金融机构公司治理结构、农村物流金融的参与方有效提供农村金融供给、开展"土地银行"业务,是农村物流金融降低风险的具体方法。     

县域金融体系的功能缺陷及对策

金融功能观认为：金融体系的基本功能相对稳定，很少随时间和地域的变动而变动．金融机构及其业务应根据如何最优行使这些功能来构建。通过对当前县域金融机构执行金融基本功能的考察分析，说明应通过金融机构创新、金融业务创新和配套设施改革来加强金融对县域经济发展的支持力度。     

新的经济条件下加快金融创新的几个问题

随着我国加入世贸组织，金融业将面临严峻的挑战，本重点分析了在入世挑战中金融业发展的不适应问题，并以金融理念、金融体制、金融业务、金融科技和金融环境五个方面阐述了金融创新的思路。     

试论职业教育体系中金融专业教学改革

一、以市场为导向,技能为核心日益迅速发展的中国金融业,需要大量从事实际业务操作的人才。目前,我国专门性的培养金融一线人才的学校甚少,难以满足金融部门对高素质、实用型一线人才的需要。随着我国加入世贸组织,外国金融机构将大量涌入我国金融市场,我国的金融机构将进一步多样化、多元化。为了迎接知识经济和加入世贸组织所带来的机遇和挑战,各金融机构都正在大幅度精简那些素质低、不能适应新工作挑战的人员,同时也积极吸纳大量的高素质的技能型人才,这就为那些能熟练运用现代化技术手段拓展金融业务的高素质的中职学生提供了较大的市…     

分业还是统一:金融监管体制的选择

本文认为：随着金融创新和金融业国际化、全球化的发展,综合化金融业务制度已成为全球金融业的发展趋势;在金融业务领域不断扩大,金融活动的区域界限逐步被打破,金融风险越来越复杂的情况下,传统的金融分业监管体制面临着严峻的挑战;金融业务融合化的趋势,要求不同的金融监管机关之间必须密切合作,有机协调;我国实行分业监管是与我国现阶段经济发展水平相适应的,从长远看,金融业的综合化、一体化也应成为我国金融机构业务制度发展的目标     

引入竞争机制,优化农村金融生态环境

适度竞争的农村金融机构体系是完善我国农村金融生态的一个方面。优化农村金融生产环境需要构建社区金融机构、小额贷款组织、小型金融担保公司等多种类型的小型金融机构，拓宽农业政策性金融业务范围，加大政策性金融的支农力度，并规范民间借贷，引导民间金融走向正规。     

对当前金融业务创新的调查与思考

近年来,金融业务创新步伐不断加快,使得资金在各金融行业、金融市场和金融机构之间流动更为隐蔽、复杂,对我国金融统计、金融监管和宏观调控等均产生了一定程度的影响。通过对当前我国金融业务创新的主要模式和特点进行调查,对金融业务创新给金融管理可能造成的影响进行重点分析,提出建立金融业综合统计制度和监管合作机制、不断提高宏观调控水平可缓解当前金融业务创新中出现的问题。     

对我国金融控股公司的监管问题研究

在我国规范监管的前提下，通过设立金融控股公司实行混业经营来推动金融业务创新，提高金融机构的经营效率和竞争力；由于缺乏相应的制度安排，金融控股公司在现实运作中包含了诸多风险，因此，应尽快建立包括监管内容、监管组织体系以及监管法律体系在内的风险监管制度；改现行的分业监管为功能性监管。     

金融消费者保护散论

发达国家的金融法治实践表明,保护金融消费者是金融市场得以健康发展的重要保障。我国应遵循这一新型金融监管理念,在正确选择立法模式的基础上,合理界定金融消费者、建立专门保护机构和便捷投诉机制、对金融机构课以信息披露义务等,以回应金融风险乃至金融危机的挑战。     

金融诈骗罪的成因与治理对策

<刑法>分则第三章第五节规定了金融诈骗罪,该种犯罪的形成原因复杂.社会监控弱化、国民心态失衡是社会层面的原因,金融管理混乱、从业人员素质差是管理层面的原因,法律规定存有诸多缺陷且打击不力是法律层面的原因.此外,被害人本身也是一个重要因素.为了防治金融诈骗罪,有必要完善我国的刑事立法规定,改进立法模式、加大罚金刑的适用力度、增设剥夺参与金融业务的资格刑.同时,通过对执法者执法的约束和监督来提高执法者自身素质、建立并完善金融信用体系及金融机构认证体系也是重要的举措.     

卡思卡特城堡

It is worthy of noting that, whilst Crookston Castle witnessed the earlier and happier portion of Mary's variegated life,     

不同的吃喝玩乐

一、吃和喝吃苹果 eat an apple, 吃药 take medicine,吃糖 have some sweets,吃饭 have one's meals,吃馆子 dine out,吃惊 be surprised/     

漏洞百出的教育

Many college freshmen arrive woefully unprepared to do college work, and as disadvantaged populations continue to grow, the share of the American work force that has made it through college is expected to plummet. Many experts blame that educational failure not just on high schools but also on colleges. School & College, a special report by The Chronicle, looks at efforts to fix the system. What reforms would better prepare students for college? What should schools and colleges be doing differently? How should state and federal officials help?     

Western and Eastern culture differences in commercial field

The communication of people partially is the communication of cultures. Culture has a direct effect on international commercial activities in all aspects. Different conceptions about time, space, equality, law and the like, lead people to deal with things in different ways. So to know cultures of the counterpart is to facil-itate our enterprises so as to have a smooth and successful communication in commercial activity.     

只要努力,不要后悔

There are numbers of crossroads on our long and unpredictable life journey where we totally have no idea about which direction to choose. No matter what our decision is, we should not turn back, but face the music and go ahead instead. I am this kind of girl who always does try without regretting, one example is how I dealt with my love.     

浅谈移民问题

Migration occurs behind a variety of reasons and has a great effect on the whole world. People may migrate in order to improve their economic situation, or in order to escape civil strife, persecution, and environmental disasters. The impact of migration is complex, bringing both benefits anddisadvantages. This paper briefly talks about the causes of migration, the allocation of benefits, and the ways in which individual countries and the international community deal with this important subject.     

风的曲线

Rosco and I wait for the fishermen to return.I sit at a wooden bench near the store at Mt.Baker Resort and watch the clouds change shape. Rosco has my belt around his neck and an eight foot tow chain hooked to a tree. Dogs must be on a leash. Ducks and rabbits are loose.     

Sister Carrie, an Adherent of Desires

Sister Carrie is one of the most controversial characters in American literature.Thought as a "fallen woman" firstly,she was defined as a "new woman" by some critics later. However, by digging into the motivaton behind the whole process of Carrie's "success", the relationship between Carrie and her creator (the author), the social conditions of then American, it can be found that Carrie has never been free-standing on her thought and she has never found her real-sdf even after becoming a famous actress. In a society dominated by mass consumerism Carrie is only an adherent of her own desires. She also is a representative of all those country girls flooded into cities, a symbol and a sacrifice of the urbanization of America in a time countryside was overcome by cities.     

Improvement of one-cycle controller by use of proportional integral differential controller

1.IntroductionOne-cyclecontrolmethod,whichwasproposedaboutonedecadeago[1],hasbecomeanattractivemethodinspecialfieldssuchaspowerfactorcorrection[2-6],switchingamplifiers[7,8],etc.Themainideaofthiscontrollerisbasedonintegrationofdiodevoltageinone-cycleandforcesittobeexactlyequaltothereferencevalue.Themainadvantageofthiscontrollerisitsrealtimeabilitytorejectthevariationofinputvoltage[1].Despitethisgreatability,ithasnogoodperformancesinrejectingofloaddisturbanceandfollowingreferencecommands.Espec…