对青海果洛州发展金融服务业的思考

金融服务的缺位是果洛州经济发展的最大瓶颈。果洛金融业应该通过金融改革助推经济发展,强化支持"三农"的作用,优化信贷结构,创新信贷模式,加强银行金融业队伍建设;创新机制化解金融风险,加快农牧业保险体系建设等措施,不断提升服务功能,充分发挥金融支持经济的作用,促进地方经济的发展。     

校地合作 实现地方高校跨越发展

地方高等教育发展和地方经济发展水平是相辅相成的,发展地方经济需要高等教育提供强有力的人才和智力支持,地方高校的发展也需要以地方经济实力为基础。当今,地方高校在区域经济发展中的作用越来越大,已从经济发展的边缘走向中     

经济欠发达地区发展牡丹卡业务的几点思考

银行卡业务是利用银行的技术和资源比较，在消费领域为企业和个人提供金融服务，随着经济的发展，城乡居民的支付能力和消费需求不断提高，个人金融服务将变得越来越重要，随着科技的发展，网上银行，电话银行的开通，牡丹卡的使用领域将愈来愈广，本仅从推广使用牡丹卡的角度出发，简述经济欠发达地区发展牡丹卡业务的几点粗浅看法。     

宁夏民间融资发展之思考

宁夏部分地区民间融资发展活跃,规模和区域逐年扩大,对县域经济的渗透力较强。民间融资以信用度高、约束力强、操作简便、成本核算简单等优势与银行机构形成了“二元”竞争,对银行的经营和发展造成一定的影响。同时,民间融资在发展中也暴露出一些弊端:加大了债务人经济负担、造成社会不安定、扰乱经济金融秩序、资金流向难以控制影响国家经济调整效果等,需要将民间融资纳入经济管理范围内,引导和规范其健康发展。地方政府应研究建立小额贷款组织或互助贷款组织,将民间融资吸纳入正规融资渠道中,为地方经济的发展建立良性的融资环境和融资渠道。银行金融机构应研究借鉴民间融资的优势,深化银行信贷工作,为县域经济的发展提供充分的金融服务。     

商业银行为中小企业提供深层次金融服务的新思路探讨

目前,我国中小企业的发展几乎得不到主流金融体系的支持,本文首先分析了造成我国中小企业金融市场边缘化的主要原因,接着指出了在培育中小企业方面银行需要澄清的错误认识,在此基础上提出了银行为中小企业提供金融服务的新思路。     

金融服务创新与区域经济发展互动研究

当前区域经济呈现蓬勃发展的局面,良好的金融服务可以更好的推动地方经济发展,实现地方经济的全面协调可持续发展.在区域经济发展战略实施过程中需要明确指导思想,以创新服务理念为指引,推动金融服务创新改革,实现金融服务的全方位覆盖,促使区域经济又好又快的发展.在金融服务推动区域经济发展过程中,需要形成良性互动的局面,全面实现金融服务创新目标.     

高等职业教育与地方经济建设发展的关系

随着我国全面建设小康社会目标的不断向前推进,地方经济建设和社会发展越来越需要大力发展高等职业教育,高等职业教育也面临着巨大的发展机遇和挑战,在地方经济建设发展中也发挥着越来越重要的作用。笔者阐述了高等职业教育与地方经济建设发展的关系,并就围绕如何提高高等职业教育人才培养质量,使高等职业教育更好地适应地方经济建设发展的需要,实现自身健康有效的良性运转,促进地方经济社会更快更好的发展,做了充分的阐述。     

建立村镇社区银行:城市金融反哺农村金融的选择路径

随着我国社会主义新农村建设的开展,城市金融反哺农村金融被提上金融改革的日程,农民的经济活动缺乏金融支持,村镇小企业融资难一直是我国金融改革必须面对的问题。国际经验表明,发展社区银行能够为中小企业和居民提供个性化的金融服务,引导资金合理流动,有效补充银行体系和融资渠道。因而可以成为城市金融反哺农村金融的可供选择的路径。     

地方综合性大学青年教师队伍的稳定策略

地方综合性大学学科门类齐全,多数学科与区域经济建设紧密相关。适应区域经济和社会发展需要,全面提升高层次创新人才培养质量,为地方经济建设提供人才保障和智力支持[1],建设高水平师资队伍是首要任务。青年教师作为学科队伍的后备力量,是关系到学科建设与发展最直接的潜在因素,他们的存在和发展为学科建设注入勃勃生机。抓好青年教师     

浅析银行非金融渠道服务

近年来,伴随我国经济的蓬勃发展,个人财富的积累也随之水涨船高,越来越多的人需要有别于传统金融服务的个性化、差异化的金融渠道及非金融渠道服务,由此我国的私人银行应运而生。国内多家商业银行相继推出私人银行业务,发行财富卡和私人银行卡等产品,全面涉水私人银行领域。     

卡思卡特城堡

It is worthy of noting that, whilst Crookston Castle witnessed the earlier and happier portion of Mary's variegated life,     

不同的吃喝玩乐

一、吃和喝吃苹果 eat an apple, 吃药 take medicine,吃糖 have some sweets,吃饭 have one's meals,吃馆子 dine out,吃惊 be surprised/     

漏洞百出的教育

Many college freshmen arrive woefully unprepared to do college work, and as disadvantaged populations continue to grow, the share of the American work force that has made it through college is expected to plummet. Many experts blame that educational failure not just on high schools but also on colleges. School & College, a special report by The Chronicle, looks at efforts to fix the system. What reforms would better prepare students for college? What should schools and colleges be doing differently? How should state and federal officials help?     

Western and Eastern culture differences in commercial field

The communication of people partially is the communication of cultures. Culture has a direct effect on international commercial activities in all aspects. Different conceptions about time, space, equality, law and the like, lead people to deal with things in different ways. So to know cultures of the counterpart is to facil-itate our enterprises so as to have a smooth and successful communication in commercial activity.     

只要努力,不要后悔

There are numbers of crossroads on our long and unpredictable life journey where we totally have no idea about which direction to choose. No matter what our decision is, we should not turn back, but face the music and go ahead instead. I am this kind of girl who always does try without regretting, one example is how I dealt with my love.     

浅谈移民问题

Migration occurs behind a variety of reasons and has a great effect on the whole world. People may migrate in order to improve their economic situation, or in order to escape civil strife, persecution, and environmental disasters. The impact of migration is complex, bringing both benefits anddisadvantages. This paper briefly talks about the causes of migration, the allocation of benefits, and the ways in which individual countries and the international community deal with this important subject.     

Sister Carrie, an Adherent of Desires

Sister Carrie is one of the most controversial characters in American literature.Thought as a "fallen woman" firstly,she was defined as a "new woman" by some critics later. However, by digging into the motivaton behind the whole process of Carrie's "success", the relationship between Carrie and her creator (the author), the social conditions of then American, it can be found that Carrie has never been free-standing on her thought and she has never found her real-sdf even after becoming a famous actress. In a society dominated by mass consumerism Carrie is only an adherent of her own desires. She also is a representative of all those country girls flooded into cities, a symbol and a sacrifice of the urbanization of America in a time countryside was overcome by cities.     

Improvement of one-cycle controller by use of proportional integral differential controller

1.IntroductionOne-cyclecontrolmethod,whichwasproposedaboutonedecadeago[1],hasbecomeanattractivemethodinspecialfieldssuchaspowerfactorcorrection[2-6],switchingamplifiers[7,8],etc.Themainideaofthiscontrollerisbasedonintegrationofdiodevoltageinone-cycleandforcesittobeexactlyequaltothereferencevalue.Themainadvantageofthiscontrollerisitsrealtimeabilitytorejectthevariationofinputvoltage[1].Despitethisgreatability,ithasnogoodperformancesinrejectingofloaddisturbanceandfollowingreferencecommands.Espec…     

风的曲线

Rosco and I wait for the fishermen to return.I sit at a wooden bench near the store at Mt.Baker Resort and watch the clouds change shape. Rosco has my belt around his neck and an eight foot tow chain hooked to a tree. Dogs must be on a leash. Ducks and rabbits are loose.