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In this paper we review arguments that have been well rehearsed in the economic literature in the past twenty years and which are relevant to the present debate over student loans and the funding of the higher education sector.
The body of the paper assesses four finding proposals: (1) The Government's mortgage-type loan scheme, (2) The Barr, National Insurance repayment scheme, (3) The Graduate Tax and (4) A Loan scheme based on the individual higher education institution.
Each proposal is assessed in terms of its efficiency impact in six dimensions, (i) set up costs and flexibility, (ii) administrative costs (iii) incentives (iv) information (v) the balance of public and private involvement, and (vi) equity.
We conclude that, overall, we would not recommend any of the alternatives as unambiguously superior on all counts. Insofar as a radical approach is to be implemented we argue that a scheme based on the individual higher education institution, with repayment via the National Insurance system, is probably the best option. 相似文献
The body of the paper assesses four finding proposals: (1) The Government's mortgage-type loan scheme, (2) The Barr, National Insurance repayment scheme, (3) The Graduate Tax and (4) A Loan scheme based on the individual higher education institution.
Each proposal is assessed in terms of its efficiency impact in six dimensions, (i) set up costs and flexibility, (ii) administrative costs (iii) incentives (iv) information (v) the balance of public and private involvement, and (vi) equity.
We conclude that, overall, we would not recommend any of the alternatives as unambiguously superior on all counts. Insofar as a radical approach is to be implemented we argue that a scheme based on the individual higher education institution, with repayment via the National Insurance system, is probably the best option. 相似文献
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Recent widening participation policies have been subject to a number of criticisms; they focus on aspirations rather than differences in performance; they place less value on the aspirations of the ‘disadvantaged’ comparing them to a middle class norm; they subordinate what was a radical agenda to the demands of the economy and so constrain the available options to young people. Using data from young people who have taken part in Aimhigher initiatives in the South West of England and from teachers who have organised Aimhigher events, this paper will examine to what extent these features of policy are evidenced in the attitudes and aspirations of these pupils. It will argue that the data shows little evidence of pupils positioning themselves as inferior, that young people display instrumental attitudes to education, but that these attitudes relate to policy discourse and practice in complex ways. 相似文献
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