利率决定及其调节功能

利率水平高低一方面取决于企业利润率水平,另一方面取决于借贷资本的供求关系,而借贷资本的供求关系不仅同非货币部门的储蓄投资活动相联系,而且同货币部门的活动有关.利率具有调节、平衡储蓄和投资,引导资源合理配置的功能.要强化利率的调节功能,必须构建利率合理形成的经济基础.

Designation of Rate and Regulati on Function of Rate

Aspects that affect the level of rate include profit of the enterprise and relation between demand and supply of capital allocated to loans. This relation is influenced by the amount of savings and investment from non\|financial bodies, and by activities of administrative organizations of currency. The rate may fulfill functions of regulating savings and investments, resulting in a rational distribution of the capital. To reinforce the regulation function of the rate, proper economic foundation should be established accordingly.