日本养老保险制度面临的困境与改革的走向

养老保险制度改革是世界各国面临着的共同课题。日本现行的养老保险制度面临着养老金空洞化、企业不堪承受支付越来越多的养老保险费用、中青年一代的负担过重等问题。 2 1世纪初 ,日本所进行的养老保险制度改革的特点是对现有的养老保险体制实行结构性改革 ,力图实现养老保险费用老、中、青各个年龄代的公平负担 ,强化市场机制、民营机制在社会保障领域里的作用 ,确立持续性发展的养老保险体系。

The Dilema of Japanese Endowment Insurance System and Its Reforming Tendency

The Japanese endowment insurance system is now facing the problem such as: the absence of old age pension; enterprises can not afford the increasing pension; the overload of the middle age and the young age. At the beginning the 21th century, the Japanese endowment insurance system is carrying on reforming which has adjusted its current constuctural system so as to even the load of the pension among the old, the middle age and the young, which has reinforced its market system so as to build up the sustainable development of its endowment insurance system.