| 社会医疗保险中的道德风险及其对策分析 |
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| 引用本文： | 张芳,涂庆丰.社会医疗保险中的道德风险及其对策分析[J].科技与管理,2007,9(3):91-93,97. |
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| 作者姓名： | 张芳 涂庆丰 |
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| 作者单位： | 武汉科技大学,文法与经济学院,湖北,武汉,430081 |
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| 摘 要： | 针对我国社会医疗保险各相关当事人的道德风险问题,导致的医疗费用快速不合理增长并阻碍着社会医疗保险的发展,详细分析和论证了社会医疗保险中道德风险问题的表现形式、形成原因,并提出了防范社会医疗保险中道德风险问题产生的对策。
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| 关 键 词： | 社会医疗保险 道德风险 风险控制 |
| 文章编号： | 1008-7133（2007）03-0091-03 |
| 收稿时间： | 2007-03-01 |
| 修稿时间： | 2007-03-01 |
Analysis of the moral hazard problem in social medical insurance and its solution |
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| ZHANG Fang,TU Qing-feng.Analysis of the moral hazard problem in social medical insurance and its solution[J].Science-Technology and Management,2007,9(3):91-93,97. |
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| Authors: | ZHANG Fang TU Qing-feng |
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| Institution: | College of Literature and Law and Economics, Wuhan University of Science and Techology, Wuhan 430081, China |
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| Abstract: | The moral hazard problems of the relative parties in our country's current social medical insurance have resulted in the rapidly unreasonable increase of the medical expenses and hindered the smooth development of social medical insurance.This article analyzes and certifies the behaviors and reasons form the moral hazard problems of all the relative parties in detail and raises the solutions to avoid the occurrences of the moral hazard problems in social medical insurance. |
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| Keywords: | social medical insurance moral hazard risk control |
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