我国利率市场化改革探析

利率市场化有利于国家优化资源配置、顺利传导货币政策来有效进行宏观调控,促进金融市场的发展.伴随着金融体制改革的进行,我国对原有的高度集中的计划利率体制进行了渐进式改革,取得了一定的进展,利率的经济杠杆作用日渐明显.利率市场化是金融改革中的一个重要环节,这需要和金融改革以至整个经济的改革配套进行.

The Marketization of Interest Rate of Our Country Reforms Analysis

Interest rate marketization helps the country to optimize resource distribution , conduct the monetary policy to carry on macro adjustments and controls effectively smoothly, promote the development of financial market. Following the going on of reform in banking system, the interest rate system has carried on the evolutionary reform to the plan that already existing and highly centralized in our country, having made certain progress, the economic leverage of the interest rate is obvious day by day. Interest rate marketization is an important link in the financial reform, this needs forming a complete set and going on with the reform of financial reform even whole economy.