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浅谈商业银行服务收费的规范化经营
引用本文:陈秋萍,马雪滨.浅谈商业银行服务收费的规范化经营[J].乌鲁木齐职业大学学报,2012,21(2):43-45.
作者姓名:陈秋萍  马雪滨
作者单位:1. 中国建设银行新疆区分行财会部,新疆乌鲁木齐,830002
2. 中国建设银行新疆区分行总审计室,新疆乌鲁木齐,830002
摘    要:文章从金融体制改革发展角度分析了我国商业银行服务收费的意义以及发展的必然性,指出银行服务收费存在的主要问题:服务乱收费、强制收费、只收费不服务,等等.分析了上述不规范经营行为对银行声誉的危害性,提出了商业银行规范服务收费的途径与措施.

关 键 词:银行服务收费  规范经营  途径

On Management of Service Charge in Commercial Banks
Authors:CHEN Qiu-ping  MA Xue-bin
Institution:(Department of Finance and Accounting,Xinjiang Branch of China Construction Bank,Urumqi,830002 China;Chief Auditing Office,Xinjiang Branch of China Construction Bank,Urumqi,830002 China)
Abstract:The paper analyzes the significance and the necessity of service charge in commercial banks in China from the perspective of financial system reform.The author points out by investigation that there exist many problems now for banks to charge service fees such as random fee collection,domineering fee collection,mere fee collection without service,etc.The paper reveals the harmfulness of this kind charge to the reputation of commercial banks and proposes some measures.
Keywords:bank service charge  normalization of management  way
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