钢铁贸易企业集群联保联贷担保模式探究

钢贸企业在市场经济发展中诞生和成长,对国民经济建设起到很大的促进作用。在这一产业链上,互助担保模式的创新在促进该行业发展上起到了很大的作用。通过探析目前在苏沪钢材市场中的互助担保新模式和钢贸联保联贷模式可以发现,在集群内部企业进行融资的过程中,企业可以利用其社会资本的优势来获取较低利息的贷款,以及作为企业的＂软担保＂,使该企业获得贷款过程中仅需提供少量抵押品的优待。充分利用企业集群优势,发挥社会资本的作用,构建集群内信任合作的网络关系,是解决中小企业融资难的有效途径。

The Steel Trade Enterprise Colony Joint Guarantee Association Loan Guarantee Pattern Searches Analyzes

The steel trade enterprises in the market economy Department of in the birth and growth of national economy and play a significant role in China's economic development.In this industry chain,model innovation through mutual security played a big role in promoting the development of the industry.This article of the current steel market in the Su-hu new model of mutual security,steel trade by Joint security and co-financing mode study found that syndicated loans,corporate financing within the cluster process,c...