对企业信贷退出的思考

在竞争激励的市场经济中，银行对企业信贷推出时机和方式的选择要通过对国家宏观经济的走向和行业经济状况，政策的研究以及企业自身的经营状况，发展前景的研究来选择退出机制，确定退出方式，才能有效防范银行信贷资产的风险。

Reflections on the Withdrawal from Credit of Enterprises

In the competitive market economy, the choice of the way and opportunity when the bank bring forth the credit to enterprises and the enterprises withdraw from credit should depend on researches on the trend of national macro - economy, on the state of industrial economy, on national policy, and on management and developing prospect of enterprises. It can keep a lookout for risks of bank credit assets.