| 住房抵押贷款决策模型探讨 |
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| 引用本文： | 王玉梅.住房抵押贷款决策模型探讨[J].通化师范学院学报,2011,32(6):11-13. |
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| 作者姓名： | 王玉梅 |
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| 作者单位： | 菏泽学院数学系,山东菏泽,274015 |
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| 摘 要： | 文中通过介绍居民购房抵押贷款的四大要素,并着重分析比较了几种常见的还款模型,包括等额本息还款法,等额本金还款法,等额累进还款法,等比累进还款法,最后引入一种新的还款模型——双指数住房抵押贷款模型.
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| 关 键 词： | 等额本息还款法 等额本金还款法 等额累进还款法 等比累进还款法 |
Decision-making Model for Mortgage |
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| WANG Yu-mei.Decision-making Model for Mortgage[J].Journal of Tonghua Teachers College,2011,32(6):11-13. |
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| Authors: | WANG Yu-mei |
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| Institution: | WANG Yu-mei(Department of Mathematics,Heze University,Heze,Shandong 274015,China) |
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| Abstract: | By introducing the four elements of the residents purchase mortgage loans,the paper focused on analysis and comparison of several common repayment models,including the matching principal and interest repayment method,equal principal repayment method,equal progressive repayment method,geometric progressive repayment method,finally introduced a new repayment model,namely,the double exponential mortgage model. |
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| Keywords: | matching principal and interest repayment method equal principal repayment method equal progressive repayment method geometric progressive repayment method |
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