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中小企业融资问题初探
引用本文:张苏萍.中小企业融资问题初探[J].渭南师范学院学报,2007,22(1):33-35.
作者姓名:张苏萍
作者单位:长安大学,人事处,西安,710064
摘    要:中小企业融资具有融资渠道狭窄、自有资金匮乏等特征。其融资途径正面临种种问题,这主要是由信息不对称、内生融资障碍、金融体系不健全等因素所造成。要改善这种现状,中小企业应该创新融资渠道,提高资金积累能力,同时政府要建立为中小企业服务的金融体系和法律体系以及信用担保体系。

关 键 词:中小企业  融资渠道  创新  对策
文章编号:1009-5128(2007)01-0033-03
修稿时间:2006-03-21

Research on the Financing Problems of Small and Medium Enterprises
ZHANG Su-ping.Research on the Financing Problems of Small and Medium Enterprises[J].Journal of Weinan Teachers College,2007,22(1):33-35.
Authors:ZHANG Su-ping
Abstract:The financing channel of small and medium enterprises has its characters,that is,narrow financing channel and short of fund,which are induced by asymmetric information and financing obstruction and distempered banking system.In order to solve the issue,enterprises should inaugurate financing channel and improve banking consciousness.Then government can establish corresponding banking system,law system and hypothecation system.
Keywords:small and medium enterprises  financing channel  innovation  countermeasure
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