银行承兑汇票业务中存在问题的思考

银行承兑汇票是银行中间业务的一个重要组成部分,是目前企业短期融资的主要形式,对于推动商业信用向银行信用的转化,促进商品流通具有重要作用。但是,由于种种原因在操作中出现了信用风险和操作风险。从市场发展和规范、授信、操作和管理,几个方面探讨了如何避免风险、促进银行承兑汇票充分发挥作用的方法。

On the Problems Existed in the Bill Accept Business of the Banks

Bill accept is one of the most important components in the busine ss of a bank. And the chief means of short-term fund collection of the enterprises . It plays an important role in the development of the transformation from busin ess credit to bank credit and the product circulation. But,due to different rea sons,there have emerged credit and manipulating risk-taking. This paper tries t o aim at several how-toes t avoid risk-taking and to exploit the function of bil l accept of the bank.