基于手机NFC技术的行业卡充值实现与能力开放平台构建

随着行业信息化进程的不断推进，各类一卡通实体卡越来越多。如何便捷地给类目繁多的实体卡充值，是用户用卡过程中的痛点。针对该问题，一方面，通过结合Android手机NFC技术与在线支付功能，开发一卡通充值手机客户端产品，实现公交/地铁、ETC、校园等行业金融IC卡快速充值；另一方面，通过建设能力开放平台，将各行业一卡通充值快速引入，并通过插件形式供给自有及第三方产品使用，吸引外部合作、聚集合作方的力量共同推动行业信息化发展。

Mobile Phone-based NFC Implementation of Card Recharge and Construction of Capability Open Platform

With the continuous progress of information technology industry， more and more cards for various industries have emerged. How to recharge a wide range of physical cards is the hard point for users. In view of this problem， on the one hand， through the combination of Android mobile phone near field communication（NFC） technology and the function of online payment， a card recharge mobile phone client-side product has been developed to achieve rapid recharge of financial IC cards in the bus / subway， ETC， campus and other industries； on the other hand， through the construction of the capability open platform， the recharge of various kinds of cards is realized to provide the use of self-owned and third-party products through plug-ins， attracting external cooperation and gathering the strength of partners to jointly promote the development of information technology in the industry.