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城乡统筹视野下金融协调发展对策研究
引用本文:邱兆祥,王修华.城乡统筹视野下金融协调发展对策研究[J].教学与研究,2011(8).
作者姓名:邱兆祥  王修华
作者单位:对外经济贸易大学金融学院,北京,100029
基金项目:教育部人文社会科学研究青年基金项目“中国农村金融排斥、形成机理、区域差异与破解机制”(项目编号:10YJC790261);教育部人文社会科学研究基金项目“后危机时代中小商业银行的效率提升与风险控制研究”(项目编号:10YJA790152)的阶段性成果
摘    要:我国城乡金融发展呈现出典型的二元结构特征,表现在城乡金融发展水平不协调,基础性金融资源配置不均衡、实体性金融资源配置不合理等方面,其根源在于政府主导的制度变迁与市场机制的内在驱动。当前要强化政府城乡金融统筹职能,构建包容性的农村普惠金融体系,并建立有效的城乡金融联动机制。

关 键 词:城乡统筹  城乡金融  金融协调  发展对策  

A Study of the Strategies Aimed at Coordinated Financial Development in View of Overall Consideration of Urban and Rural Areas
QIU Zhao-xiang,WANG Xiu-hua.A Study of the Strategies Aimed at Coordinated Financial Development in View of Overall Consideration of Urban and Rural Areas[J].Teaching and Research,2011(8).
Authors:QIU Zhao-xiang  WANG Xiu-hua
Institution:QIU Zhao-xiang,WANG Xiu-hua (School of Finance,University of International Business and Economics,Beijing 100029,China)
Abstract:The financial development of China in the urban and rural areas is of a typical mode of dual structure.Evidence for this is found in uneven development,unreasonable configuration of substantial financial resources and so on.This phenomenon is attributed to the institutional change led by the government and the internal drive of marketing mechanism.Presently,it is necessary to reinforce the government function of overall consideration of urban-rural finance,and establish an inclusive and beneficial financial...
Keywords:overall consideration of urban and rural areas  urban and rural finance  financial coordination  development strategies  
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