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基于计算机模拟的信用评级模型构建
引用本文:李见伟.基于计算机模拟的信用评级模型构建[J].绵阳师范高等专科学校学报,2014(8):104-109.
作者姓名:李见伟
作者单位:莱芜职业技术学院 信息工程系,山东莱芜271100
摘    要:该文提出了一个基于层次分析法(AHP)构建信用评分卡的方法并介绍了其在计算机中的实现方法.该种方法易于操作,简洁而实用,更重要的是,该种方法能够充分综合利用企业定量与定性要素信息.经过验证,该方法构建的评分卡具有良好的表现.

关 键 词:计算机模拟  信用评级  评分卡  层次分析法

Constructing Credit Rating Model Based on Computer Simulation
LI Jian-wei.Constructing Credit Rating Model Based on Computer Simulation[J].Journal of Mianyang Teachers College,2014(8):104-109.
Authors:LI Jian-wei
Institution:LI Jian-wei (Department of Information Engineering, Laiwu Vocational and Technical College, Laiwu, Shandong 271100)
Abstract:This paper presents a method for constructing the credit score card and introduces its implementa-tion in computer on the basis of analytic hierarchy process( AHP). The proposed method is easy to operate,sim-ple and practical. And more importantly,this method can sufficiently use the quantitative and qualitative informa-tion of enterprises. Real data sets are analyzed to illustrate the performance of the proposed methodology.
Keywords:computer simulation  credit rating  score card  Analytic Hierarchy Process
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