商业银行中间业务发展现状与前景探析

随着社会经济的不断发展和金融市场的不断开放,在我国商业银行的收入结构中,传统的资产、负债业务所占比重将逐渐下降,中间业务所占比重将逐渐上升。本文概述了我国银行业中间业务的发展现状以及与国际银行业相比存在的差距,对中间业务的前景进行了分析并提出了发展建议。

The Present Situation and Prospect of Middle Business of Commercial Bank of China

With te increasing development of social economy and the incresaing openness of financial market, in the income structure of China's commercial bank, the proportion of traditional capital and business in debt decreases gradually, while that of middle business. The paper introdues the present situations of development of middle business and its shortage constrasted to international banking. Furthermore, it makes an analysis and suggestion on the prospect and development of middle business.