商业银行发展小企业金融的必要性与策略研究

发展小企业金融是现代商业银行增强市场竞争力的重要战略措施之一,也是当前我国抵御国际金融危机与经济危机,大力扶持中小企业、民营企业的重要举措。当前商业银行要从战略高度深刻认识发展小企业金融的重要性。同时,商业银行要发展小企业金融业务,必须采取一系列有别于大中型企业金融业务的措施和策略,从而保证小企业金融业务稳步、健康地发展。

A Research on the Necessity and Strategy for Commercial Banks to Develop Small Businesses Finance

Developing small business credit is one of the important strategic measures for modern commercial banks to enhance the competitiveness.In the market economy,commercial banks should realize the impor-tance of small business finance from a strategic perspective.At the same time,to develop financial business of small business,commercial banks must take a series of measures and strategies different from that serving large and medium-sized enterprises so as to ensure the steady and healthy development of small b...