关于中国保险市场发展若干问题的思考

自1979年恢复国内保险业务以来,中国保险业进入了快速、持续增长时期,无论在保费收入、保险公司数量、保险深度和保险密度、保险中介机构数量、险种、保险资金运用渠道等方面还是在保险法规与监管制度建设方面都获得了长足的发展。与此同时,一些制约中国保险市场发展的现象和因素也逐渐暴露、积累。本文旨在对这些现象、因素进行分析,寻找解决方法,以促进中国保险业能够健康、可持续的发展。

Thinking Some Problems about Insurance Market Development in China

In 1979 insurance business was restored in China.Since then,it has witnessed rapid and sustainable development in the number of insurance companies and agencies,total insurance volume,the types of insurances and also in insurance rules and regulations.Meanwhile,some factors and phenomena which restrict the development of insurance market in China has emerged and accumulated.The article aims to find solutions to the hindering problems by analyzing these factors and phenomena,so as to promote the sound and sustainable development of insurance business in China.