| 中国人口死亡率改善及其对寿险准备金评估的影响 |
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| 引用本文： | 谢漫锜,王晓军.中国人口死亡率改善及其对寿险准备金评估的影响[J].娄底师专学报,2013(1):22-27. |
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| 作者姓名： | 谢漫锜 王晓军 |
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| 作者单位： | 中国人民大学统计学院,北京100872 |
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| 摘 要： | 采用1981—2009年分年龄分性别死亡率样本数据，通过对其死亡率改善的分析，探讨对于两个基本险种定期寿险和年金的修正责任准备金的变动影响。
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| 关 键 词： | 生命表 保险费率 死亡率改善 修正责任准备金 |
Mortality Improvement in China and Its Influence on Life Reserves Evaluation |
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| XIE Man-qi,WANG Xiao-jun.Mortality Improvement in China and Its Influence on Life Reserves Evaluation[J].Journal of Loudi Teachers College,2013(1):22-27. |
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| Authors: | XIE Man-qi WANG Xiao-jun |
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| Institution: | (School of Statistics, Renmin University of China, Beijing 100872, China) |
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| Abstract: | Based on the mortality sample data in each age range for gender from 1981 to 2009, by analyzing the mortality improvement, the change influence on two types of basic regular life insurance and annuity correction reserve is discussed. |
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| Keywords: | life table insurance premium mortality improvement reserve duty margin |
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