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关于《机动车商业保险示范条款》损失补偿合理性的思考
引用本文:吕卓.关于《机动车商业保险示范条款》损失补偿合理性的思考[J].哈尔滨学院学报,2014,35(7):58-63.
作者姓名:吕卓
作者单位:东北财经大学金融学院,辽宁大连,116025
摘    要:文章从保险的基本原则和《保险法》的法理角度,通过建立保险金额与保险费率的计算模型,从动态的时间维度对保险金额与保险价值的关系进行了分析,探讨了《机动车商业保险示范条款》中关于损失补偿合理性的问题。

关 键 词:机动车商业保险  损失补偿  实际价值

Reasonability of the Loss Compensation in "Commercial Insurance Vehicle Model Clauses"
LV Zhuo.Reasonability of the Loss Compensation in "Commercial Insurance Vehicle Model Clauses"[J].Journal of Harbin University,2014,35(7):58-63.
Authors:LV Zhuo
Institution:LV Zhuo ( Northeast University of Finance, Dalian 116025, China)
Abstract:The basic principle of insurance and legal principle are considered to establish a computing model for insurance and insurance rate. The reasonability of loss compensation in “Commercial Insurance Vehicle Model Clauses” is discussed based on the analysis on the relation of the relation of dynamic time dimension and insurance and insurance value.
Keywords:motor vehicle commercial insurance  loss compensation  real value
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