我国中小企业融资困难的原因与对策分析

中小企业融资困难是一个普遍性问题。其原因是银行等金融机构的制度安排不尽合理,以及企业本身 管理水平低、信用差。应从银行制度创新和加强以人才为基础、财务为核心、战略为先导的企业管理等方面,提高企 业综合素质和信用水平。

Analysis the Reasons and Countermeasures of Financing Difficulties of Small and Medium-sized Business in Our Country

Having difficulties in financing is a common problem for small and medium - sized business. The reasons for that are unreasonable systems of the financial organizations , the low- level management and the poor credit. The total quality and credit of business can be improved by innovating in the bank system, depending on personnel and focusing on finance and business management.