日本处理不良债权的新对策及其对我国的启示

日本在泡沫经济破灭以后一直无法摆脱不良债权问题的困扰,由于这一问题迟迟得不到解决,致使不良债权已成为当前制约日本经济再生的主要障碍。小泉当政后,提出了以结构改革和加快处理不良债权为中心的新金融经济政策,并出台了一系列改革措施,从而显示出了本届政府意欲彻底解决不良债权问题的决心和态度。毕竟不良债权问题是一个带有国际性的难题,当前,中国经济改革也面临着与日本相同的不良债权问题,能否有效地予以解决,对中国的经济改革发展同样关系重大。因此,研究日本处理不良债权指导思想的转变和新对策,总结出值得我们汲取的经验和教训,就绝不是可有可无的了。

New NPL Disposal Measures of Japan

Japan has been puzzled by NPL since the economic stability was shattered. There has long been no solutions to this problem. Non-processing credits have become the key obstacle that hinders the renaissance of Japan's economy. Since his coming to power, Junichiro Koizumi raised new financial and economic policies with reconstruction and accelerating NPL disposal as core and announced a series of reform measures, demonstrating the government's determination to crack NPL problem thoroughly. After all, NPL is an international sticker. China's economic reform is also faced with the NPL difficulty just as Japan. Hence whether Japan can solve this problem efficiently has much to do with China's economic reform and growth. In conclusion, it's very important for us to study the transforms of Japan's ideology of NPL disposal and their new measures and learn from their experience.