中国银行基层网点重空业务操作问题浅析

中国银行IT蓝图的上线和推广带来了业务流程和管理模式的变化,同时,系统漏洞和功能不完善之处逐步暴露,给内控和操作风险管理带来新的挑战。银行重空业务风险管理中存在着日益管理不严,特殊交易风险大及监管较松等问题,应加强监督、规范操作完善制度,才能防范于未然。

Problems of Important Blank Certificate Processing Business at Grassroots Outlets in Bank of China

Bank of China IT blueprint on line and the promotion has brought changes in the business processes and management models, and at the same time, system vulnerabilities and imperfections function gradually exposed, has brought new challenges to internal control and op- erational risk management. It exists many problems such as inexactitude in daily management, special trading risks and the loose supervision of Bank in important blank certificate processing business. It should strengthen supervision, standardized operation and perfect the relevant systems, so that to minimize the risk.