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中外商业银行竞争力状况分析
引用本文:姚寿福,王继权.中外商业银行竞争力状况分析[J].成都师专学报,2006,25(3):55-58.
作者姓名:姚寿福  王继权
作者单位:[1]西华大学经济与贸易学院,四川成都610039 [2]中国人民银行深圳市中心支行,广东深圳518000
摘    要:银行竞争力是关系到商业银行可持续发展的一个重要因素.本文从现实竞争力的角度出发,以具体的指标,即流动性、赢利性、资产质量、发展能力等四个方面,对我国与国外商业银行在竞争力方面进行了对比分析.分析结果显示我国商业银行与国外商业银行在竞争力方面仍然存在着比较大的差距,但这种差距有缩小的趋势.同时,本文还分析了造成中外商业银行竞争力差距的主要原因,并对如何提高我国商业银行的竞争力提出了建议.

关 键 词:商业银行  竞争力  可持续发展  状况
文章编号:1672-8505(2006)03-0055-04
收稿时间:2006-03-07

Analysis on Competitiveness of Commercial Banks at Home and Abroad
YAO shou-fu,WANG ji-quan.Analysis on Competitiveness of Commercial Banks at Home and Abroad[J].Journal of Chengdu Teachers College,2006,25(3):55-58.
Authors:YAO shou-fu  WANG ji-quan
Abstract:Competitiveness is a key factor for sustainable development. With some indexes, that are mobility, productiveness, asset security and development ability, this thesis analyzed the distinctions between commercial banks at home and abroad in term of actual competitiveness. According to the analysis,we concluded that there are major distinctions and the main reasons that led to these dif- ferences,but the differences are in the trend to shrink, and at last we offer a proposal on how to improve the competitiveness of Chinese commercial banks.
Keywords:commercial Bank  competitiveness  sustainable development  condition
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