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关于高校贷款风险防范指标体系设计与研究
引用本文:文晶娅,吴少新.关于高校贷款风险防范指标体系设计与研究[J].教育与经济,2012(2):54-56,61.
作者姓名:文晶娅  吴少新
作者单位:1. 华中科技大学文华学院,湖北武汉430074
2. 湖北经济学院,湖北武汉430205
摘    要:本文从学校办学条件、学校财务状况和学校付息还本能力等方面设计了高校贷款风险防范审核指标体系,可供高校、商业银行、政府教育主管部门和财政部门用于高校贷款的必要性和可行性审核。

关 键 词:高校贷款  风险防范  指标体系

Research and Design of Index System for Preventing Risks from University Loan
Jingya WEN,Shaoxin WU.Research and Design of Index System for Preventing Risks from University Loan[J].Education & Economy,2012(2):54-56,61.
Authors:Jingya WEN  Shaoxin WU
Institution:1.Wenhua College,Huazhong University of Science and Technology,Wuhan 430074,China; 2.Hubei University of Economics,Wuhan 430205,China)
Abstract:To further strengthen risk prevention of university loan,a audit index system is designed in this paper in terms of the school conditions,the financial status and the debt servicing capacity,which can be used for examining the necessity and feasibility of university loan for universities,commercial banks,government education departments and financial departments.
Keywords:university loan  risk prevention  index system
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