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对中国中小企业融资体系构建的理性思考
引用本文:陈璐. 对中国中小企业融资体系构建的理性思考[J]. 巢湖学院学报, 2005, 7(4): 69-72,91
作者姓名:陈璐
作者单位:福建师范大学经济学院,福州,350007
摘    要:中小企业融资难,从根本上说就是"权益性资本缺口"和"债务性融资缺口" 问题.而另一方面,中国居高不下的储蓄率却一直保持着极为可观的社会资金供给能力.这种巨大的反差反映了现有的中小企业的融资体系僵化、效率低下和结构性残缺.解决中小企业融资难问题的根本出路在于实施制度创新并伴以工具创新,构建一个多层次的金融服务体系的对策.

关 键 词:中小企业  融资结构  融资体系  制度创新  国中小企业  融资体系构建  理性思考  enterprises  Small  Build  thinking  Sense  system  对策  服务体系  金融  层次  工具创新  制度创新  实施  结构性  效率低下  供给能力  资金
文章编号:1672-2868(2005)04-0069-04
修稿时间:2004-05-18

The Sense thinking about the Build of Small and Medium-sized enterprises'''' financing system
Chen Lu. The Sense thinking about the Build of Small and Medium-sized enterprises'''' financing system[J]. Chaohu College Journal, 2005, 7(4): 69-72,91
Authors:Chen Lu
Affiliation:Institute of econoinics of Aormal wiversity of Fajian Fuzhou 350007
Abstract:Why small and medium-sized enterprises are difficult in financing at bottom is due to the capital gap and financing gap. On the other hand, the loftily savings ratio in china went on keeping preferably serviceability of social fund. The magnitude contrast reflects the petrifaction, low efficiency and constitutive property deformity of medium and small-sized enterprises .The basic outlet of solving the difficult problem of financing of small and medium-sized enterprises lies in implement system innovation and accompanied by the tool to innovating,structure a countermeasure of multi-level financial service system.
Keywords:small and medium-sized enterprises  financing structure  financing system  system innovation
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