| 论我国建立存款保险制度 |
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| 引用本文： | 吕延华,邓恩. 论我国建立存款保险制度[J]. 湖南广播电视大学学报, 2002, 0(4): 55-56 |
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| 作者姓名： | 吕延华 邓恩 |
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| 作者单位： | 1. 湖南大学金融学院
2. 湖南广播电视大学 |
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| 摘 要： | 20世纪30年代美国吸取了大萧条的教训，在世界上最早建立起存款保险制度。事实证明，存款保险制度为美国后来经济发展，特别是金融体系的稳定作出了巨大贡献。我国现在的金融体系受不良资产的影响，存在很大的危机隐患。如能建立存款保险制度，则为金融体系增加一道安全网，此外它对保护存款人利益、完善中国人民银行的金融监管具有重要意义。
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| 关 键 词： | 存款保险制度 金融体系 金融风险 中国 金融监管 对外开发 赔偿责任 |
| 文章编号： | 1009-5251(2002)04-055-02 |
Establishing Deposit Insurance System In China |
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| LU Yan-hua,DENG En. Establishing Deposit Insurance System In China[J]. Joournal of Hunan Radio and Televistion University, 2002, 0(4): 55-56 |
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| Authors: | LU Yan-hua DENG En |
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| Affiliation: | LU Yan-hua DENG En |
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| Abstract: | America is the first country that established deposit insurance system after she absorbed the lesson of great depression in the 1930 's. It has been proven that the deposit insurance system contributed greatly to American economic development ,esp. the stabilization of financialsystem. Great hidden danger exists in Chinese present financial system, which is affected by unhealthy capital. The estabishment of deposit insurance system will make financial system more secure and play a significant role in protecting interests of depositors and perfecting financial supervision and management in People's Bank of China. |
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| Keywords: | Deposit insurance system Financial system Financial risk A run on a bank |
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