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中小企业外源融资困境及其对策
引用本文:周惠明.中小企业外源融资困境及其对策[J].莆田学院学报,2009,16(1).
作者姓名:周惠明
作者单位:莆田学院管理学院,福建,莆田,351100
摘    要:针对我国中小企业外源融资现状,分析了中小企业融资难的原因,最后从加快中小企业立法工作建设、推进中小企业信息规范化透明化建设、提高企业自身素质、完善金融信贷系统以及构建新型贷款担保体系等五个方面提出对策。

关 键 词:中小企业  外源融资  困境  对策

External Financing Predicament and Countermeasure of Small & Medium-Sized Enterprises
ZHOU Hui-ming.External Financing Predicament and Countermeasure of Small & Medium-Sized Enterprises[J].journal of putian university,2009,16(1).
Authors:ZHOU Hui-ming
Institution:Management College;Putian University;Putian Fujian 351100;China
Abstract:This paper first describes small & medium-sized enterprises' financing status in our country,then analyses the causes of external financing difficulty,and finally,puts forward several suggestions from the following five aspects: accelerating small & medium-sized enterprises' legislation;promoting standardization and transparency of information;improving small & medium-sized enterprises' quality;perfecting credit management system and establishing a new loan guarantee system.
Keywords:small & medium-sized enterprises  external financing  predicament  countermeasure  
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