对建立内蒙古地区个人信用体系的思考

建立良好的个人信用体系对规范市场经济秩序、推动经济发展具有重要意义。内蒙古地区在个人信用体系方面可以说是一片空白，在入世这样的契机下面临严峻的挑战。为此。应从法制建设、信用档案、征信机构、信用评估等几方面着手建立我区个人信用体系，使我区居民消费增加，储蓄转化为投资，消费反作用于生产。

REFLECTIONS ON THE ESTABLISHMENT OF THE PERSONAL CREDIT SYSTEM IN INNER MONGOLIA

It is of great importance to establish a good personal credit system for standardizing the economic order in the market and promoting economic growth. It may be said that personal system is still nonexistence in Inner Mongolia, which is. Therefore, faced with sever challenge in the situation where China has acceded to WTO. In Inner Mongolia Personal credit system should be established beginning with legal building, credit files, credit information service, credit evaluation, and etc., so as to increase the consumption of the residents, turn their savings into investment, and make consumption react on production.