国有商业银行经营绩效分析

国有商业银行是我国金融体系的主体,对我国经济建设有看举足轻重的作用。伴随着我国金融体系的改革,国有商业银行在各方面都发生了巨大变化。９０年代以来,由于种种原因,我国国有商业银行的经营绩效下滑,盈利水平降低,进入一个“微利时代”。我国已经加入世贸组织,面对激烈的国际竞争,我们应该正视现实,积极采取措施,将我国国有商业银行办成真正具有国际经营管理水平的国际性银行,从而推动我国银行业的发展。

An Analysis of State-Owned Commercial Banks' Benifit

State_owned commercial banks are the main part of finacial system in our country. They affect our economical construction mostly. With the reform of financial system, commercial banks of state have changed greatly in our country. But, the benefit of our commercial banks of state reduced because of some reasons during 1990's,Which we call "Limited Benefit Era". Now our country is one of the members of WTO,so we must face up to the reality of intense international confrontations and find some ways to make commercial banks of state become international banks with the level of international management , in order to promote the development of the banks in our country.