基于信息技术的银行再造溢出效应研究

通过再造使银行凝聚核心竞争力进而获取潜在的巨大利益，已经成为国际银行界未来普遍的战略发展趋势。本文在信息技术的基础上利用科斯的最优边界原理和虚拟组织技术，详细分析了银行再造的规模管理溢出效应、收益溢出效应和知识溢出效应并针对银行再造的风险及其实施途径提出了应对策略。

Research on Spillover Effect of the Bank Reengineering Based on Information Technology

Achieving the potential tremendous profit through the bank reengineering which can gather the core com-petitive ability has become a strategic developing tendency.After utilizing the optimal frontier of Coase Theorem and the virtual organizational technology,,this paper analyzes the spillover effect on scale management,profit and knowledge arising from the bank reengineering,,then,it proposes some advice against the risk.