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温州市两次民间借贷风波比较
引用本文:王润,杨伏鸣,王小同.温州市两次民间借贷风波比较[J].台州学院学报,2014(1):84-87.
作者姓名:王润  杨伏鸣  王小同
作者单位:温州医科大学;华中科技大学;温州职业技术学院
基金项目:温州市哲学社会科学规划“以温州市民间借贷风波为视角探索温州市民间金融发展路径”立项课题(12wsk201)成果之一
摘    要:比较2011年4月以来浙江省温州市的民间借贷风波和上世纪80年代初的温州地区民间金融借贷风波,从产生的背景、起因、特点、形式、政府采取的措施等方面剖析,得出:私下的无序的民间资本流动是民间借贷风波的根源之一;法律制度的完善和合理的民间金融管理政策能降低民间借贷风波发生的可能性;加快金融体制改革的步伐,民间金融机构的建立与健全对民间金融的正确引导具有重要意义;鼓励实体经济健康发展,从源头上消除民间借贷风波。

关 键 词:金融  改革  民间资本  借贷风波  温州

A Comparison of Two Private Lending Waves in Wenzhou
Wang Run;Yang Fuming;Wang Xiaotong.A Comparison of Two Private Lending Waves in Wenzhou[J].Journal of Taizhou University,2014(1):84-87.
Authors:Wang Run;Yang Fuming;Wang Xiaotong
Institution:Wang Run;Yang Fuming;Wang Xiaotong;Wenzhou Medical University;Huazhong University of Science and Technology;Wenzhou Vocational & Technology College;
Abstract:With comparison of the two private lending waves happened in 2011 and early 1980s, this paper analyses the background, origin, feature, form and measures taken by government, etc.. It concludes that unordered private capital flow is the origin of the wave, the perfect legal system and reasonable private financial monitoring system can reduce possibility of the wave, speeding up financial system reform and private financial organization building as well as improvement proper guiding is sig- nificant, and encouraging the real economy can eliminate the wave.
Keywords:finance  reform  private capital  lending wave  wenzhou
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