| 按揭贷款偿还方式选择与信息公开 |
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| 引用本文： | 温福.按揭贷款偿还方式选择与信息公开[J].湖南城市学院学报,2004,25(5):103-104. |
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| 作者姓名： | 温福 |
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| 作者单位： | 中南大学,商学院,湖南,长沙,410083 |
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| 摘 要： | 债务偿还方式多种多样，但目前银行个人住房贷款偿还方式有等额本息和等额本金两种，不同的还款方式，消费者的利息支出有较大的差异。由于“信息隐藏”和“善意劝导”的原因，购房者所获知的还款方式信息仅限于等额本息方式。就此，应信息公开让购房者合理选取住房贷款偿还方式。
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| 关 键 词： | 等额本金 等额本息 信息公开 |
| 文章编号： | 1672-1942(2004)05-0103-02 |
| 修稿时间： | 2004年5月28日 |
Choosing the Ways of Mortgage and Information Exposure |
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| WEN Fu.Choosing the Ways of Mortgage and Information Exposure[J].Journal of Hunan City Univeristy,2004,25(5):103-104. |
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| Authors: | WEN Fu |
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| Abstract: | There are many ways for paying mortgage, however two ways to choose for the loan people. Because of some reasons, buyers don't know the differences of the ways. Frequently, they have to choose Fixed-Payment Mortgage only. So they have to pay extra for their choice and it's unfair. |
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| Keywords: | fixed-basis mortgage fixed-payment mortgage information exposure |
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