拓宽我国中小企业融资渠道的对策研究

中小企业是目前我国经济发展中最活跃的经济主体,他们规模小、经营方式灵活,最有可能按照比较优势来组织生产,据有关统计资料显示,2003年,我国GDP的56%、社会销售额的59%、税收的46%、出口额的62%和就业岗位的75%是由中小企业创造或提供的。中小企业已成为我国经济发展的重要组成部分,它对促进科技进步、增加就业、扩大出口等方面产生了巨大的推动作用。但是中小企业发展也普遍面临着融资难的问题,这已成为制约中小企业发展的瓶颈。因此,如何拓宽中国中小企业融资渠道,已成为亟需研究解决的问题。

Research on the Countermeasures of broadening the financing channel of medium and small- sized enterprises in our country

Medium and small-sized enterprises are the most active main economic body in our national economy development currently. They are most possible to organize the production in accordance with the comparison advantage because of the small scale and the flexible mode of operation and have become the important parts of our country's economy development. The medium and small-sized enterprises promote the progress of science and technology, the increase of employment and the expansion of export, but meanwhile they are now facing the problem of financing difficulties and this becomes the bottleneck that restrict the their development. Thus, how to broaden their financing channel becomes the problem that should be solved soon.