建立存款保险制度,确保金融市场稳定

进入21世纪以来,随着我国市场经济体制的不断完善和经济国际化进程的加快,国内银行业与国际金融市场的关系日益密切,保证银行业的稳定已成为实现国民经济平稳发展的重要基础。2006年以来的美国次贷危机对我国银行业的经营和发展产生了深刻影响,尽快建立存款保险制度,构建有中国特色的金融安全网显得越来越重要。

Establishing the Deposit Insurance System to Stabilize the Financial Market

Along with the improvement of market economy in China and the acceleration of economic internationalization progress in 21^st century, the domestic banks have been closely related to the international financial market and the stabilization of banks has been the important basis to develop the national economy steadily. Since 2006, the sub-prime mortgage crisis in America has deeply affected the management and development of domestic hanks. It is necessary to build the deposit insurance system and form the financial safety net of Chinese characteristics.