| 浅谈银行信贷风险成因分析及其对策 |
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| 引用本文： | 王伟.浅谈银行信贷风险成因分析及其对策[J].佳木斯教育学院学报,2012(4):402-402. |
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| 作者姓名： | 王伟 |
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| 作者单位： | 贵州大学科技学院 贵州贵阳550004 |
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| 摘 要： | 贷款是我们日常生活中比较常见的一种现象,贷款一方面可以为借代人带来及时的帮助,同时也可以为银行带来很大收入,是一项双赢的理财行为。但是有利润也就有风险,银行在放贷的过程中由于多种原因有可能造成无法按期收回,造成一定的风险隐患。本文笔者就银行的信贷风险成因及其对策进行分析,旨在为银行的相关信贷工作提供一些可参考的依据。
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| 关 键 词： | 银行 信贷 风险 成因 对策 分析 |
Discussion on cause analysis and countermeasures of bank credit risk |
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| Wang Wei.Discussion on cause analysis and countermeasures of bank credit risk[J].Journal of Jiamusi Education Institute,2012(4):402-402. |
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| Authors: | Wang Wei |
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| Institution: | Wang Wei(Science and Technology Institute,Guizhou University,Guiyang Guizhou,550004,China) |
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| Abstract: | The loan is a more common phenomenon in our daily lives,lending can help borrowers,also can bring great income for the bank,is a winwin financing behavior.But the profit would have the risk,bank lending can be caused by unable to retract as a result of a variety of reasons,causing some potential risks.The author analyzes on the risk and the countermeasures of bank credit,aims at to provide some reference for the bank credit. |
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| Keywords: | bank credit risk cause countermeasure analysis |
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