我国商业银行中间业务存在的主要问题及其对策

中间业务与资产业务、负债业务一起被称为现代商业银行的三大支柱,大力发展中间业务,对加快我国商业银行现代化改革进程,提高商业银行效益和提高竞争力有重要意义。虽然近几年我国商业银行中间业务取得了快速发展,但仍然非常落后,特别是与外资商业银行相比,其不足更加明显。所以有必要将中、外资商业银行中间业务的发展状况进行比较,找出我国商业银行中间业务存在的问题并对其进行详细研究,从而找出相应的对策,解决存在的问题,促进我国商业银行中间业务和银行业的飞速发展。

The Major Problems in the Commercial Bank''''s Intermediary Business and Its Countermeasures

The intermediary business,asset business and liability business are called the key businesses of modern commercial banks.It is of great importance to vigorously develop intermediary business,accelerate the modernization of commercial banks,and enhance the benefits and competition power of commercial banks.In recent years,the intermediary business has grown at high speed,but we still lag far behind foreign commercial banks,comparing with their relative business.Thus it is necessary to make comparisons between domestic and foreign commercial banks on intermediary business,and find out existing problems of domestic intermediary business.After detailed analysis,countermeasures should be put forward,existing problems should be solved and domestic intermediary business and banking can be promoted.