当前保定市金融机构存差现象分析

近年来保定市金融机构存差规模呈扩大趋势，存贷比不断下降。造成保定市金融机构存差不断扩大的主要原因是存款的刚性增长、有效信贷投入不足以及金融生态环境不佳等因素。要解决这些问题，需要从大力发展保定市经济、优化信贷资产结构、发展有序的资本市场体系以及优化金融生态环境等方面下工夫。

Analysis on the Gap between Deposits and Loans of Financial Institutions in Baoding at Present

The gap between deposits and loans of financial institutions in Baoding has expanded,and the deposit-loan ratio has dropped in recent years.The major factors that result in the gradually expanding gap between deposits and loans in Baoding are the following: the rigid growth of deposits,the insufficiency of effective loans and the unfavorable financial eco-environment,etc.Aside from the vigorously development of local economy and the improvement of financial eco-environment,the resolution of these problems s...