我国商业银行中间业务现状和发展趋势

在日益激烈的商业银行竞争中,传统的银行信贷业务对银行的收益贡献正逐渐变小,中间业务越来越成为众多国际大银行发展的重点。面对着这一发展趋势,国内的商业银行已经意识到中间业务的重要性。正在大力发展,但同先进的国际大银行相比无论在规模还是在重视程度上我们还相距甚远。因此了解国内商业银行的现状,发现他们的不足之处,研究他们的发展趋势,对做大做强国有商业银行有着很大帮助。

On the Status Quo and Tendency of Intermediate Business of Commercial Banks in China

In the increasingly tough competition between commercial banks,the contribution to the banks' income has become less and less,and the intermediate business has been the priority of the development of international banks.In the face of this tendency,commercial banks at home have realized its importance and developed it vigorously.It is of great help to know the present situation of commercial banks at home,to find out their inadequacies and make research of their tendencies,if these banks will grow larger and stronger.